The phrase “free retirement review” makes a lot of people brace for a timeshare-style pitch. Fair enough — the industry earned that reputation. So here’s exactly what a review with us is, and just as important, what it isn’t.
What it is
A retirement review is an organized look at where you actually stand. We lay out what you have — pensions, 401(k)s, 403(b)s, IRAs, savings, Social Security timing — and stress-test it against the questions that decide whether retirement works:
- How much reliable monthly income will you have, and does it cover your real expenses?
- What happens to the plan if the market drops 30% the year you retire?
- How long does the money last if you live to 95?
- What’s the tax picture when you start drawing everything down?
- If one spouse passes, what happens to the survivor’s income?
You leave with a clear picture: here’s what’s solid, here’s what’s exposed, here’s what’s worth addressing. Sometimes the honest answer is “you’re in good shape — change nothing.” That answer gets delivered too.
What it isn’t
Nobody is pressured to buy anything, move anything, or decide anything on the spot. There’s no fee and no obligation. Transparency is trust — we’d rather you leave with clarity and think it over than sign something you don’t fully understand.
What to bring
Recent statements for any retirement accounts, a rough idea of your monthly spending, and your Social Security estimate if you have one (you can pull it at ssa.gov in five minutes). Don’t worry about being perfectly organized — part of the job is making sense of the pile.
An hour of looking at your actual numbers beats years of wondering. That’s the whole product.
Who this is for
Anyone within roughly ten years of retirement who has never had an independent set of eyes on their full picture — or anyone who has a plan but couldn’t confidently answer the five questions above.
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This content is for general educational purposes only and is not financial, tax, legal, or investment advice, nor a recommendation to buy or sell any product. Stream Income Group is an insurance and financial services firm. Any guarantees referenced are backed solely by the financial strength and claims-paying ability of the issuing insurance company. Please consult qualified tax and legal professionals regarding your individual situation.